Foreclosure Resources

There are many free or low-cost services for homeowners in distress. Meeting with a lawyer or financial/housing counseling service will help you:

• better understand your rights and the legal process
• learn what options may be available to save your home
• decide what is best for you

Important! Beware of Loan Modification scammers. Use the resources below to find trustworthy service providers in your area and learn how to protect your home and avoid foreclosure.

NYS Homes and Community Renewal Foreclosure Prevention
Find information fact sheets for before, during and after foreclosure.

US Department of Housing and Urban Development
HUD provides a list of free or low cost trained and approved Housing Counseling Agencies. Search for one near you.

LawHelp
LawHelp provides information for New Yorkers who cannot afford a lawyer. Find information about your rights, going to court and how to find a free or low-cost lawyer.

Empire Justice Center
This interactive guide walks you through every stage of the foreclosure process so you can do your best to prevent the loss of your home.

Making Homes Affordable Program
Find information to help you throughout the foreclosure process, like tips to avoid foreclosure, what you’ll need to prepare to talk to the lender, and different options you can consider.

NYS Attorney General Homeowner Protection Program (HOPP)
Call 1-855-HOME-456 (855-466-3456) for help.